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Hyperbeat

Own It. Earn It. Spend It.

The premier super app for your money. Fiat-crypto conversion, high-yield accounts, credit card, and onchain trading — all from a single self-custodial smart wallet on HyperEVM. Let money serve your life.

Explore Liquid Bank

Your Keys, Your Money

Unlike banks that hold your deposits on their balance sheet, Hyperbeat gives you full self-custody by default. Your assets sit in a smart wallet you control — no freeze risk, no withdrawal limits, and no bank runs.

Why Self-Custody Matters:

  • Full Control: You retain custody of your assets at all times
  • No Intermediaries: No custodian can freeze your balance
  • Verifiable: Every transaction is transparent and on-chain
  • Smart Wallet: Built on HyperEVM for secure, programmable finance
  • Peace of Mind: Your money moves when you decide — not when a bank allows it

Hyperbeat is designed to beat banks at their own game while empowering the custody, mobility, and growth of your money.

Hyperbeat Self-Custody

Trade Everything, Up to 40x

Hyperbeat Onchain Trading

Stocks, crypto, commodities, and indices — all from the same account you save and spend from. Go long or short with up to 40x leverage on one of the world's fastest onchain order books.

Trading Features:

  • Unified Account: Trade from your Liquid Bank without moving funds elsewhere
  • Multi-Asset: Equities, crypto, commodities, and indices in one place
  • High Leverage: Up to 40x for advanced strategies
  • Professional Charts: TradingView-powered charting and analysis
  • Onchain Speed: Built on HyperEVM for fast, transparent execution

Professional trading tools meet everyday banking — no CEX, no separate brokerage account required.

Spend Without Selling

Use crypto, stocks, or gold as collateral to spend via your Hyperbeat credit card — without selling a single token. Your assets keep earning yield while you pay anywhere Visa is accepted.

How It Works:

  • Collateral Spending: Borrow against your portfolio instead of liquidating
  • Yield Continues: Idle and collateralized assets keep compounding
  • Global Acceptance: Spend wherever Visa is accepted worldwide
  • Flexible Collateral: Use diverse asset types as backing
  • Everyday Use: Coffee, bills, travel — all from one card

Pay for life without giving up your position. Hyperbeat lets your portfolio work while you spend.

Hyperbeat Credit Card Spending

Earn More Than Any Savings Account

Hyperbeat High-Yield Savings

Access institutional-grade yield strategies with up to 8% APY — auto-compounding, transparent on-chain sources, and no hidden fees. Your idle balances work harder than they ever could in a traditional bank.

Yield Benefits:

  • Competitive APY: Up to 8% on eligible balances
  • Auto-Compounding: Returns reinvest automatically
  • Transparent Sources: Auditable, on-chain yield strategies
  • No Hidden Fees: Clear, upfront economics
  • Idle Balance Growth: Earn while you hold, spend, or trade

Transparent yield on idle balances — auditable end to end, designed for growth without sacrificing access to your funds.

One Account. No Intermediaries.

Save, spend, trade, and ramp — all from a single self-custodial smart wallet on HyperEVM. Hyperbeat's Liquid Bank brings fiat-crypto conversion, savings, trading, loans, and payments into one seamless experience.

Liquid Bank Capabilities:

  • Native Multi-Chain Deposits: Send native BTC, ETH, or SOL directly — no CEX, no wrapped IOUs
  • Fiat On-Ramp: Deposit from your bank to fund your Liquid Bank account
  • Chat & Pay: Message friends, split bills, and request payments in one thread
  • Passkey Security: Sign up with email and secure passkeys — no passwords required
  • Business Banking: Global accounts, yield, loans, payroll, and cards for teams

Get started in minutes: sign up with your email, set up passkeys, fund your account, and spend with your card. No paperwork, no waiting, no hassle.

Hyperbeat Liquid Bank on HyperEVM

Why Hyperbeat Beats Your Bank

Spend

Use your portfolio as collateral to spend globally without selling your assets.

Trade

Access leveraged onchain markets for crypto, equities, commodities, and indices.

Invest

Earn institutional-grade yield on idle balances with transparent on-chain strategies.

Pay

Send money, request payments, and settle bills with friends — all in-app.

Not a Bank

Hyperbeat is not a traditional bank — you hold your keys, and funds remain in your smart wallet.

Always Accessible

Designed so you can take your money out — self-custody means you're in control of withdrawals.